Tuesday, September 27, 2016

What kind of policy to purchase?

If you are an earning member of your family, and there are people who are financially dependent on you, you need life insurance. 
But you should know or should ask the insurer or agent to get the most efficient and correct policy that suits your needs and willingness to take risk for greater return. 
Accordingly, you can choose a term plan without maturity benefit, an endowment plan with maturity benefit, a Unit Linked Insurance Plan with returns based on the performance of the funds chosen by the policyholder or an annuity plan for periodic payments. 
Every advertisement has a tag line “Insurance is the subject matter of solicitation”. 
What is solicitation? 
“Solicitation” in insurance means approaching a client by an insurer or an intermediary with a view to convince the client to purchase an insurance policy.

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