1.In order to determine the rates they charge, insurance companies look at
Family health history Potential dangerous hobbies Smoking/drinking history All of the above
2.You surrender your life insurance policy, if you:
Decrease the amount of life insurance that you need Cancel a life insurance policy before the maturity date Donate the value of the policy to a first degree Donate the cash surrender value of the policy
3.The main purpose of life insurance is to
Make up for loss of earnings if an insured person is unable to ever work again Pay for urgent medical expenses to save the life of an insured person if that is needed Meet an insured person’s debts and other financial commitments in the event of death Provide a lump sum if an insured person is diagnosed with a life-threatening illness
4.The best time to apply for life insurance is
Today, because you don’t know what might happen to you tomorrow Tomorrow, because you shouldn’t do now what you can put off until then As soon as you have any dependants, whenever in the future that might be As soon as you develop a serious medical condition, so you can be covered for it.
5.Today, medical examinations and tests are
Never required for a life insurance application Sometimes required for a life insurance application Usually required for a life insurance application Always required for a life insurance application.
Family health history Potential dangerous hobbies Smoking/drinking history All of the above
2.You surrender your life insurance policy, if you:
Decrease the amount of life insurance that you need Cancel a life insurance policy before the maturity date Donate the value of the policy to a first degree Donate the cash surrender value of the policy
3.The main purpose of life insurance is to
Make up for loss of earnings if an insured person is unable to ever work again Pay for urgent medical expenses to save the life of an insured person if that is needed Meet an insured person’s debts and other financial commitments in the event of death Provide a lump sum if an insured person is diagnosed with a life-threatening illness
4.The best time to apply for life insurance is
Today, because you don’t know what might happen to you tomorrow Tomorrow, because you shouldn’t do now what you can put off until then As soon as you have any dependants, whenever in the future that might be As soon as you develop a serious medical condition, so you can be covered for it.
5.Today, medical examinations and tests are
Never required for a life insurance application Sometimes required for a life insurance application Usually required for a life insurance application Always required for a life insurance application.
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