Thursday, September 8, 2016

General Insurance Quiz

1.A person who is in the business of providing personalised advice on life insurance to individuals in New Zealand must be
A Licensed Financial Adviser 
A Registered Financial Adviser 
An Approved Financial Adviser 
An Authorised Financial Adviser

2.If an insured person dies, the person entitled to receive the life insurance benefit is
The next of kin of the insured person 
The executor of the insured person’s will, regardless of who the policy owner is. 
The policy owner, but only if the policy owner is related to the life insured 
The policy owner, regardless of who that person is

3.If you miss a premium on your life insurance policy
Your policy is automatically cancelled on the day after the premium is due 
Your policy is automatically cancelled if it remains unpaid for 14 days 
Your policy can only be cancelled after one month and only if the insurer notifies you 
Your policy can never be cancelled by the insurer for non-payment of premiums.

4.If you first suffer a medical condition after your life insurance policy is issued
You must notify the insurance company in order to be covered for that condition 
You have no obligation to notify the insurance company - you are already covered 
You need only notify the insurance company if the condition is life-threatening 
Notifying the insurance company is optional, but is recommended for claim purposes

5. Largest Life Insurance Company in India is
The New India Assurance Company Limited 
Life Insurance Corporation of India (LIC) 
United India Insurance Company Limited 
National Insurance Company Limited

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