Family Floater Policies:
The sum insured floats among the family members. Family floater covers husband,wife,children,parents and parents in law.The eligibility as per the age factor varies from insured to insurer,from as young as 3 months to 80 years and above.
Group Health insurance policy :
This policy available to groups/associations/institutions/corporate bodies and provides insurance protection. The employees are not a direct party to the insurance contract. Insurance company issues one master policy covering all the members of the group.
Domiciliary Hospitalization :
Certain insurers offer Domiciliary Hospitalization benefit. This refers to medical treatment for a period exceeding 3 days, for want of accomodation in a hospital or the condition of patient does not permit transfer to a hospital.
The premium is based on age & sum assured selected.
Cashless Facility :
Costs of treatment are directly made to the network provider by the insurer
Free look in period of 15 days is applicable
30 days Grace period is allowed for renewal
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