a.Unbundling : This trend involves separation of the protection and savings elements
b.Investment Linkage: The shift towards investment linked products, which linked benefits with an index of investment performance.
c. Transparency : Greater visibility in the rate of return and in the charges made by the companies for their services(like expenses etc)
d.Non - standard products : The fourth major trend has been a shift from rigid to flexible product structures, which is also seen as a move towards non- standard products.
b.Investment Linkage: The shift towards investment linked products, which linked benefits with an index of investment performance.
c. Transparency : Greater visibility in the rate of return and in the charges made by the companies for their services(like expenses etc)
d.Non - standard products : The fourth major trend has been a shift from rigid to flexible product structures, which is also seen as a move towards non- standard products.
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