Saturday, March 28, 2015

Life Insurance Products

what is a product?
A product is the output or results of certain labour or efforts
It means "to bring forth" or "to create"

Two types of products

Tangible
refers to physical objects that can be directly perceived by touch

Intangible
refers to products that can only be perceived indirectly

Life Insurance is a Intangible Product


Riders


  • Riders help enhance the quality and extent of cover
  • Rider is taken to avail the additional benefit along with the policy
  • No maturity benefit in case of Rider


Some of the popular Riders

  • Critical Illness rider
  • Accidental Death Benefit Rider
  • Waiver of premium rider
  • Disability income benefit rider

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