Saturday, February 14, 2015

Financial Planning

  • It is  process of identifying one's life goals, translating these identified goals into financial goals and managing one's finances in ways that will help one to achieve those goals.
  • Is a process through which one chart a road map to meet expected and unforeseen needs in one's life 
  • Is taking actin to turn one's goals and desires into reality
  • Takes into account one's current and future needs
  • The best time to start financial planning is right after one receives the first salary.

Types of Goals
  1. Short Term : Buying an LCD TV Set or a family vacation
  2. Medium Term : Buying a house or a vacation abroad.
  3. Long Term : Education or Marriage of childrens and post retirement provision



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