Saturday, October 18, 2014

Sterling Insurance Services

Asset

An Asset is a kind of property that yields value or a return


  • May be physical 
  •  May be  Non -physical 
  • May be Personal


Risk


  • is a chance of Loss or damage
  • is applied to certain assets that can be insured such as man life, house, car etc..
  • is doubt concerning the outcome of the situation


Peril 

Cause of loss or damage(eg earthquake,fire etc..)

Pooling

collecting numerous individual contributions (premiums) from various persons. These persons have similar assets which are exposed to similar risks.


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