Friday, June 29, 2018

AUCTION FOR SALE (RE-ISSUE) OF GOVERNMENT STOCK (GS)

WHAT WAS THE NOTIFICATION? 
 Government of India(GoI) has notified sale(re-issue) of the Government Stocks 
 Interest: Interest will accrue on the nominal value of the Stock from the date of original / last coupon payment and will be paid half yearly. The Stock will be repaid at par on date of maturity.

WHAT ARE GOVERNMENT STOCKS/BONDS/SECURITIES? 
 One of the bonds sold by a government to finance its budget deficit (the difference between what it gets in taxes and what it spends). Government bonds are usually considered to be a very safe form of investment.
 A government security is a bond issued by a government authority with a promise of repayment upon maturity. Government securities such as savings bonds, treasury bills and notes also promise periodic coupon or interest payments. These securities are considered low-risk, since they are backed by the taxing power of the government.  The terms on which a government can sell bonds depend on how creditworthy the market considers it to be. International credit rating agencies will provide ratings for the bonds, but market participants will make up their own minds about this.

AUCTION OF GOVERNMENT OF INDIA DATED SECURITIES

WHAT WAS THE NOTIFICATION? 
 Government of India has offered to sell (re-issue) dated securities for notified amount of Rs. 15,000 crore
 The Stocks will be issued for a minimum amount of Rs. 10,000/- (nominal) and in multiples of Rs. 10,000/- thereafter.

Thursday, June 28, 2018

RBI NOTIFICATIONS

INTRODUCTION OF LEGAL ENTITY IDENTIFIER FOR LARGE CORPORATE BORROWERS 

WHAT IS AN LEI? 
 The Legal Entity Identifier (LEI) is a global reference number that uniquely identifies every legal entity or structure that is party to a financial transaction, in any jurisdiction 
 It is a unique 20 digit alphanumeric code that is assigned to a legal entity 

WHAT IS THE LEI IMPORTANT? 
 The global LEI system has been set up by regulatory authorities, including G20 and the Financial Stability Board, to address the global financial crisis 
 The LEI is designed to enable the identification and linking of parties to financial transactions in order to manage counter party risk 
 Its goal is to improve measuring and monitoring of systemic risk and support more costeffective compliance with regulatory reporting requirements

ISSUING AUTHORITY 
 Entities can obtain their LEI code from Legal Entity Identifier India Ltd.(LEIL) 
 The LEIL is a wholly owned subsidiary of Clearing Corporation India Ltd. 
 LEIL is accredited by the Global Legal Entity Identifier Foundation (GLEIF) and recognised by RBI as issuer of LEI under the Payment and Settlement Systems Act, 2007 
 Apart from the LEIL, any local operating unit accredited by GLEIF can issue LEI numbers. 
 After obtaining LEI code, banks shall also ensure that borrowers renew the codes as per GLEIF guidelines.

Wednesday, June 27, 2018

Banking Awareness

1. "Stepping into shoes of other" related with
Principle of CAUSA PROXIMA Principle of Subrogation Principle of Contribution Principle of Indemnity

2. A person must be benefited by that thing which he wants to be insured is called
Interest Insurable Interest Causa Proxima Contribution of That person

3.Supervision and Development of Insurance in India is in the hands of
SEBI Insurance Regulatory Development Authority Life Insurance Corporation of India Central Government

4.IRDA was constituted by which of the following committee's recommendations
Kumarmangalam Committee Malhotra Committee Singh Committee Sahota Committee

5. We can repeat narration by pressing
Ctrl + R Alt + R Shift + R Alt + Shift + R

Tuesday, June 26, 2018

Top Insurance Quizzes

1.Oldest (1818) life insurance company is
Postal Life Insurance Company Max Life Insurance Company Oriental Life Insurance Company Bharat Life Insurance Company

2.Insurance is listed in the constitution of India in ______scheduled as Union List subject
Eighth Ninth Seventh Tenth

3. Insurance is legislated by
Insurance Company State Government Central Government Government of India

4.Chairman of Life Insurance Corporation of India is
Arundhati Bhattacharya U K Sinha S K Roy Vimal Khanna

5.Which of the following is not the principal of insurance
Utmost Good Faith Principle of Contribution Maximization of Profit Causa Proxima

Monday, June 25, 2018

Insurance Awareness Quiz

1.Limit of FDI in Insurance sector
47% 50% 49% 51%

2.Largest Life Insurance Company in India is
The New India Assurance Company Limited Life Insurance Corporation of India (LIC) United India Insurance Company Limited National Insurance Company Limited

3.Which was oldest insurance company, found in 1906
LIC National Insurance Company Agriculture Insurance Company of India United India Insurance Comp

4.Life Insurance Corporation was found on
1 April, 1955 6 December, 1960 4 September, 1956 1 September, 1956

5.Headquarter of LIC is situated at
Kolkata Delhi Mumbai Hyderabad

Friday, June 15, 2018

Banking Awareness Quiz

1.Asset Reconstruction Company India Limited(Arcil) is sponsored by ______
SBI ICICI PNB All of these

2.Asset Reconstruction Company India Limited(Arcil) is a ______
Public Limited Private Limited Limited Liability Company Non Profit Organization

3.Arcil is an associate member of _____
BBB IBBI IBA All of these

4.Which of the following is the regulator for overseeing insolvency proceedings?
BBB IBBI IBA All of these

5.The headquarters of India’s first Asset Reconstruction Company India Limited(Arcil) is ________
Chennai Mumbai New Delhi Hyderabad

Wednesday, June 13, 2018

Insurance Industry Quiz

1.Which government body regulates Insurance Industry?
NFCG IRDAI CII FICCI

2.The headquarters of Oriental Insurance Company is located in _______
Mumbai New-Delhi Pune Hyderabad

3.The headquarters of Agriculture Insurance Company is located in _______
Mumbai New-Delhi Pune Hyderabad

4.The headquarters of IRDAI is located in _______
Mumbai Chennai Pune Hyderabad

5.The headquarters of Export Credit Guarantee Corporation of India is located in _______
Mumbai New-Delhi Pune Hyderabad

Tuesday, June 12, 2018

GK Insurance quiz

1. ________ is the sole reinsurance company in the Indian Insurance market with over four decades of experience.
NICL LIC Oriental Insurance GIC Re

2.The headquarters of United India Insurance Ltd is located in _______
Mumbai Chennai Pune Hyderabad

3.The headquarters of LIC is located in _______
Mumbai Chennai Pune Hyderabad

4.The headquarters of National Insurance Company Ltd (NIC) is located in _______
Mumbai Chennai Pune Kolkata

5.The headquarters of New India Assurance is located in _______
Mumbai Chennai Pune Hyderabad

Monday, June 11, 2018

Insurance Products

1.Which is the provision of insurance products by a bank
Credit Loan Bancassurance Mortgages

2.Which insurance company has formed a specialist subsidiary Agricultural Insurance Corporation (AIC)?
New India Assurance Oriental Insurance Company Life Insurance Corporation General Insurance Corporation

3.Which of the following is the biggest non-life insurer in the entire Afro-Asia region?
Life Insurance Corporation of India General Insurance Company United India Insurance Company New India Assurance

4.IFRS stands for
Initial Financial Reporting Standards International Financial Reporting Standards International Finance Reporting System Indian Financial Regulation Section

5.Which type of insurance policy provides additional coverage to easily movable property?
General Insurance Floater Insurance Life Insurance General Liability Insurance

Sunday, June 10, 2018

Insurance Awareness Quiz

1.The headquarters of General Insurers Public Sector Association of India (GIPSA) is situated in
New Delhi Bengaluru Mumbai Kolkata

2.Which of the following is true?
Insurance is the business carried on by an organization Insurance is the sum of money that is borrowed Insurance is the business that can provide some services Insurance is a collective bearing of risk

3.________________ is some amount of money will paid before insurance will pay 100% for an individual’s health-care expenses.
Out-of-Pocket Limit Surplus Point-of-Service Plan Personal Injury Protection

4.__________________ is /are the monopoly of General Insurance Company
Life Insurance Crop Insurance Health Insurance All of these

5.Which of the following require IRDA licence to start its functioning in India ?
Insurance Brokers Surveyors Insurance Agents All of These

Thursday, June 7, 2018

General Insurance Quiz

1.What type of life insurance offers the lowest rates?
Universal Life Variable Life Permanent Life Term Life Insurance

2.Who is the person that receives the proceeds from your life insurance policy?
Someone you don’t know. On old buddy from school. The beneficiary you choose when purchasing your life insurance. The next-door neighbor’s dog.

3.Most Americans think life insurance will cost:
More than expected Much more than it really costs Slightly less than it really costs About what they expect to pay

4. In order to determine the rates they charge, insurance companies look at:
Potential dangerous hobbies Tobacco use Family health history All of the above

Wednesday, June 6, 2018

2018 GK Quiz

1.What type of life insurance costs more?
Whole life insurance Term Life insurance Level Insurance Renewable term life

2.Most Americans with a life insurance policy are:
under insured over-insured adequately insured all of the above

3.Having a life insurance policy will benefit:
my spouse me my children all of the above

4.You must take a medical exam to qualify for life insurance:
Always Sometimes Never All of the above

5.How long does a term life insurance policy last?
Until you pass away – guaranteed for your entire lifetime. 
Between 15 and 45 years. For a period of 1, 5, 10, 15, 20, 25 or 30 years. Up to age 100.

Tuesday, June 5, 2018

Life Insurance Quiz

1."Stepping into shoes of other" related with:
Principle of CAUSA PROXIMA Principle of Subrogation Principle of Contribution Principle of Indemnity

2. A person must be benefited by that thing which he wants to be insured is called:
Interest Insurable Interest Causa Proxima Contribution of That person

3.Supervision and Development of Insurance in India is in the hands of:
SEBI Insurance Regulatory Development Authority Life Insurance Corporation of India Central Government

4.IRDA was constituted by which of the following committee's recommendations:
Kumarmangalam Committee Malhotra Committee Singh Committee Sahota Committee

5. What is term life insurance?
life insurance for people with stage 4 cancer 
a life insurance policy that allows you to set all of the terms of the contract
life insurance guaranteed to last you entire lifetime
life insurance that expires after a specified period of time

Monday, June 4, 2018

INSURANCE AWARENESS QUESTIONS & ANSWERS

1.Oldest (1818) life insurance company is:
Postal Life Insurance Company Max Life Insurance Company Oriental Life Insurance Company Bharat Life Insurance Company

2.Insurance is listed in the constitution of India in ______scheduled as Union List subject:
Eighth Ninth Seventh Tenth

3.Insurance is legislated by:
Insurance Company State Government Central Government Government of India

4.Chairman of Life Insurance Corporation of India is:
Arundhati Bhattacharya U K Sinha S K Roy Vimal Khanna

5.Which of the following is not the principal of insurance:
Utmost Good Faith Principle of Contribution Maximization of Profit Causa Proxima

Sunday, June 3, 2018

Insurance Awareness Quiz with Answers

1. Limit of FDI in Insurance sector :
47% 50% 49% 51%

2.Largest Life Insurance Company in India is:
The New India Assurance Company Limited Life Insurance Corporation of India (LIC) United India Insurance Company Limited National Insurance Company Limited

3.Which was oldest insurance company, found in 1906:
LIC National Insurance Company Agriculture Insurance Company of India United India Insurance Comp

4.Life Insurance Corporation was found on:
1 April, 1955 6 Decemberr, 1960 4 September, 1956 1 September, 1956

5.Headquarter of LIC is situated at:
Kolkata Delhi Mumbai Hyderabad

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